Debt

I was reading today about debt, and why this particular author believes that debt is not something that Christians should be comfortable with. He even goes to the point of talking about mortgages and saying how that may be ok, but the goal is to get rid of the mortgage as much as possible, rather than looking at what is the minimum payment that I can make to keep the house. The reasoning was that we are setting our future upon things that God may not necessarily have before us. We assume that we can make the payments in the future, but what if God calls us into missions work? The "right" answer would be yes, but in all actuality, it would be a tough yes, since we would be thinking "I can't get rid of the house, because it wouldn't be the wise thing to do financially...and I'm not sure about this calling..." While if we didn't have a mortgage we would be more receptive to God choosing whatever path for us.

The past couple of months, I have been spending money like water, and it's starting to get me in trouble. I know I need to stop, and so I'm doing some plastic surgery. Even for emergency situations (which nearly never happen, and if they do, I still have debit cards that I can use) I can't use credit cards. So for one year, I'm going to live without credit cards. debit cards is how I have to pay for things, even over the internet. That'll be hard, because I worry about the internet places siphoning off all my cash, and that's difficult to trust that the retailer will not abuse it. :)