argh. What is the deal with best buy? I already don't like them to begin with, and after I bought a camera that I never used (because I found out I can repair my old camera) now I can't return it without taking a 15% restocking fee hit. In my mind, if I haven't used it, why should there be a penalty for this? what if it was bought as a gift for someone and they return it? then best buy takes $50 off the top for the 'privledge' of taking it back? How are they supposed to compete with the internet retailers, as one of the big advantages of the brick and mortar is that you can return things and handle things there. This I just don't understand, and I'm boycotting best buy from now on. Fry's Electronics, here I come! (or Circuit City)
I got these free business cards that have my info on them, and I put my company and my title, which is 'President'. Thinking about it, doesn't this sound a little corny? "Hi, I'm the president of Apaise Inc. Real Estate Division" but hey, they're free until I can get better business cards...
I've also started to realize that I have suddenly become a spender rather than a saver which I have been all my life. I don't know when this happened, but when you get your credit card bill for $2000 and realize that you have spent all that much money and was planning to spend more, something is out of control. So this month, no spending! in fact, I think I'm going to have to start selling a lot of stuff that I have purchased in the last couple of months....
What I have found as my weakness, and from others that I have talked to is, "It's such a good buy on sale now, that I shouldn't pass it up." So naturally, I'm thinking the philosophy is "if you don't need it right now, don't buy it." But that means that you will invariably pay more for the item when you actually need it, because you will need it right then, and it may or may not be on sale." So which is better? Keep your cash and buy it more expensively in the future, or buy now cheaply and not have a lot of cash on you?
I'm on the side of keeping your cash right now, and the best way to do that is to start by not using the credit card. EVEN though I get free gas through the credit card, I should probably keep using my debit card instead. I hate to leave money on the table so to speak (rebates) but sometimes that 1% isn't really worth it.
Hmm...seems like I have a lot to say today. I just got a check for $100 from a older lady who had backed into my car...she left her information, which was great, and she didn't want to go through insurance, since it was probably something that didn't warrant the increase in the premium that was sure to happen. So I got a quote and it was something like $350 for the fix, and she sent me $250 to start. I wasn't planning on getting it fixed, as I really didn't care all that much, but she's sending me money, so that's great. The not so great thing is that she is going through surgery, and so she's not working either, which makes me feel terrible for taking her money for something that I am not going to fix at this point. (possibly in the future when/if I sell the car) So she sent me the $100 check for the remaining balance, and now I'm sitting here staring at it wondering if I should deposit it. What's a Christian supposed to do? If I was honest with myself, I'm thinking "$100 bucks...I can do a lot with that. it doesn't matter, because if I ever need to fix my bumper, I will have that money." The other side is "I'm taking money from a old lady who is paying off her surgical bills. What kind of selfish bastard am I?"
Hmmm..guess I'm going to call her and give her the $100 bucks.
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